Divorce Solutions

Question #29: She has bills that are in her name, and I have bills that are in my name, and then we have some bills that are in both names. Am I responsible for all the bills, or just the ones that are in my name and in both names.( I know the bills that are in both names, I must contribute half,) live in NY…Also, if we get a separation, can I still have her on my medical insurance?

Answer: Regardless of whose name me bills are in, you should check with the vendor who issued the bill to make sure that you are not a guarantor or co -signatory on the account. You may have signed the original credit application with the vendor. Assuming you are not a guarantor or co-liable on the […]

Answer: Regardless of whose name me bills are in, you should check with the vendor who issued the bill to make sure that you are not a guarantor or co -signatory on the account. You may have signed the original credit application with the vendor.
Assuming you are not a guarantor or co-liable on the bill, you are only responsible for the bills in your name and in both names. ( You may be liable for the entire amount even if it is in both names if you agreed to be “jointly and severally liable” on the original credit application). Your wife would be liable on those bills which are in her name or both names.
whether you may continue to carry her on your insurance policy, depends on the particular terms of policy and I suggest that you consult your insurance agent.
Leonard M. Weiner, Esq./Divorce Solutions