Until you file for divorce and a Judgment of Divorce is issued by the court and filed with the County Clerk,
You are both considered still married , even if you entered into a Separation Agreement.
Thus, even after you enter into a Separation Agreement, your spouse will still be able to be covered under your health insurance,
You can reconcile at any time, and you could file for divorce at any time.
If you decide to reconcile and have not filed for divorce, you are still legally married
And will just have to terminate or modify the Separation Agreement.
If you are living in the NYC metro area, please call me at 212-370-1660 to arrange for a meeting to
Discuss the matter at greater length including the drafting of the Separation Agreement.
Leonard M. Weiner, Esq./Divorce Solutions