Question #76: I have been divorced since 1996. At that time, my husband and I had just purchased a home and I agreed to give him the house. As part of the settlement, he reimbursed me for a disbursement from my 401k plan which we used as a down payment on the home. I signed a quit claim deed on the home. At that time, I did not know enough about mortgage loans to realize the importance of insisting, as part of the settlement, that my ex refinace the loan in his own name. Now, many years later, the loan still appears on my credit. Now he is behind on his payments and it is really having a huge negative effect on my credit. Can I sue him and force him to refinance in his and his current wife’s name? If he can’t refinance due to his payment history, can I force him to sell the home? (The house has increased in value significantly since our divorce, and I am not seeking any money, just to be taken off the loan) I am also still on a credit card which he is behind on. Refinancing would give him enough cash to pay off the credit card. Is suing a viable option? What happens if the mortgage forecloses or he declares bankruptcy? Thanks for your attention.